Crack-pot ideas propagated by Academics (in the pay of taxpayers and protected by 'tenure' that isolates them from the harsh reality of competitive business) and aped by politicians and media commentators need to be fought touth and nail. No new 'regulations' to make our lives 'easier', backdoor legislation without the express approval of a qualified (two thirds?) majority from the citizens should be a non-starter.
The War on Cash Finds Its General. His Name? Rogoff